/* ============================================================
   BNP PARIBAS — Design System Européen v3.0
   Style officiel inspiré bnpparibas.com
   ============================================================ */
:root {
  --green:#00915a;--green-dark:#006B3F;--green-light:#e8f5ef;--green-mid:#4caf88;
  --navy:#0f1923;--navy-2:#1a2535;
  --g50:#f9fafb;--g100:#f3f4f6;--g200:#e5e7eb;--g300:#d1d5db;
  --g400:#9ca3af;--g500:#6b7280;--g600:#4b5563;--g700:#374151;--g800:#1f2937;
  --white:#fff;--red:#dc2626;--gold:#b8860b;--blue:#1d4ed8;
  --r-sm:3px;--r-md:6px;--r-lg:10px;--r-xl:16px;
  --sh-sm:0 1px 3px rgba(0,0,0,.08);--sh-md:0 4px 16px rgba(0,0,0,.10);
  --sh-lg:0 8px 32px rgba(0,0,0,.14);--sh-xl:0 20px 60px rgba(0,0,0,.18);
  --ease:all .22s cubic-bezier(.4,0,.2,1);
  --font:'Inter','Segoe UI',system-ui,sans-serif;
  --serif:'Georgia','Times New Roman',serif;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font);color:var(--g800);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit;transition:var(--ease)}
img{max-width:100%;display:block}
button{font-family:var(--font)}

/* TOPBAR */
.topbar{background:var(--green-dark);padding:7px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.topbar-inner{max-width:1320px;margin:0 auto;padding:0 2rem;display:flex;justify-content:space-between;align-items:center}
.topbar span{font-size:11.5px;color:rgba(255,255,255,.75);display:flex;align-items:center;gap:6px}
.topbar-links{display:flex}
.topbar-links a{font-size:11.5px;color:rgba(255,255,255,.7);margin-left:1.5rem;letter-spacing:.02em}
.topbar-links a:hover{color:#fff}

/* NAVBAR */
.main-nav{background:var(--white);border-bottom:1px solid var(--g200);position:sticky;top:0;z-index:1000;box-shadow:0 1px 0 var(--g200)}
.nav-inner{max-width:1320px;margin:0 auto;padding:0 2rem;display:flex;align-items:center;height:72px}
.logo{display:flex;align-items:center;gap:10px;font-size:21px;font-weight:800;color:var(--green-dark);letter-spacing:-.5px;margin-right:2rem;white-space:nowrap}
.logo span{color:var(--green)}
.logo-box{width:36px;height:36px;background:var(--green-dark);border-radius:var(--r-md);display:flex;align-items:center;justify-content:center;color:#fff;font-size:15px;font-weight:900;flex-shrink:0}
.nav-menu{display:flex;flex:1;height:72px}
.nav-item{position:relative;display:flex;align-items:center;padding:0 1.1rem;height:72px;font-size:13.5px;font-weight:500;color:var(--g700);cursor:pointer;border-bottom:3px solid transparent;transition:var(--ease);white-space:nowrap}
.nav-item:hover,.nav-item.active-nav{color:var(--green-dark);border-bottom-color:var(--green-dark)}
.nav-arr{font-size:9px;margin-left:5px;opacity:.4}
.nav-actions{display:flex;gap:8px;align-items:center;margin-left:auto}

/* DROPDOWN */
.dropdown{position:absolute;top:72px;left:0;background:var(--white);border:1px solid var(--g200);border-top:3px solid var(--green-dark);box-shadow:var(--sh-lg);min-width:260px;z-index:999;opacity:0;pointer-events:none;transform:translateY(-8px);transition:opacity .18s,transform .18s}
.nav-item:hover .dropdown{opacity:1;pointer-events:all;transform:translateY(0)}
.drop-head{padding:11px 18px 8px;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--g400);border-bottom:1px solid var(--g100)}
.dropdown a{display:flex;align-items:center;gap:10px;padding:10px 18px;font-size:13.5px;color:var(--g700);border-bottom:1px solid var(--g50);transition:var(--ease)}
.dropdown a:hover{background:var(--green-light);color:var(--green-dark);padding-left:22px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:10px 22px;border-radius:var(--r-sm);font-size:13.5px;font-weight:600;cursor:pointer;border:1.5px solid transparent;transition:var(--ease);font-family:var(--font);letter-spacing:.01em;white-space:nowrap;line-height:1}
.btn-primary{background:var(--green-dark);color:#fff;border-color:var(--green-dark)}
.btn-primary:hover{background:var(--green);border-color:var(--green)}
.btn-secondary{background:transparent;color:var(--green-dark);border-color:var(--green-dark)}
.btn-secondary:hover{background:var(--green-light)}
.btn-white{background:#fff;color:var(--green-dark);border-color:#fff}
.btn-white:hover{background:var(--green-light);border-color:var(--green-light)}
.btn-ghost{background:transparent;color:var(--g700);border-color:var(--g300)}
.btn-ghost:hover{border-color:var(--green-dark);color:var(--green-dark)}
.btn-danger{background:var(--red);color:#fff;border-color:var(--red)}
.btn-danger:hover{background:#b91c1c}
.btn-sm{padding:7px 14px;font-size:12.5px}
.btn-lg{padding:13px 28px;font-size:15px}
.btn-xl{padding:16px 36px;font-size:16px;border-radius:var(--r-md)}
.w-full{width:100%}

/* FLASH */
.flash-message{display:flex;justify-content:space-between;align-items:center;padding:13px 24px;font-size:14px;font-weight:500;border-left:4px solid}
.flash-succes{background:#f0fdf4;border-color:var(--green);color:#166534}
.flash-erreur{background:#fef2f2;border-color:var(--red);color:#991b1b}
.flash-info{background:#eff6ff;border-color:var(--blue);color:#1e40af}
.flash-message button{background:none;border:none;font-size:20px;cursor:pointer;opacity:.4;color:inherit}

/* HERO */
.hero{background:linear-gradient(135deg,var(--green-dark) 0%,#004d2c 55%,#003820 100%);color:#fff;min-height:580px;display:grid;grid-template-columns:1.1fr .9fr;overflow:hidden;position:relative}
.hero::after{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23fff' fill-opacity='.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/svg%3E")}
.hero-left{padding:5rem 3rem 5rem 6rem;display:flex;flex-direction:column;justify-content:center;position:relative;z-index:1}
.hero-eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:rgba(255,255,255,.9);font-size:11.5px;font-weight:600;padding:6px 14px;border-radius:999px;margin-bottom:1.5rem;width:fit-content;letter-spacing:.05em;text-transform:uppercase}
.hero-eyebrow::before{content:'●';color:#7ee8b0;font-size:8px}
.hero h1{font-size:clamp(30px,3.5vw,48px);font-weight:800;line-height:1.15;color:#fff;margin-bottom:1.25rem;letter-spacing:-.5px}
.hero h1 em{color:#7ee8b0;font-style:normal}
.hero-sub{font-size:16.5px;color:rgba(255,255,255,.72);line-height:1.7;max-width:460px;margin-bottom:2.5rem}
.hero-btns{display:flex;gap:12px;flex-wrap:wrap}
.hero-stats{display:flex;gap:2.5rem;margin-top:3rem;padding-top:2rem;border-top:1px solid rgba(255,255,255,.14)}
.stat-num{font-size:26px;font-weight:800;color:#fff;font-family:var(--serif)}
.stat-lbl{font-size:11px;color:rgba(255,255,255,.52);text-transform:uppercase;letter-spacing:.08em;margin-top:2px}
.hero-right{display:flex;align-items:center;justify-content:center;padding:3rem 3rem 3rem 1rem;position:relative;z-index:1}
.hero-mockup{background:rgba(255,255,255,.08);backdrop-filter:blur(16px);border:1px solid rgba(255,255,255,.15);border-radius:var(--r-xl);padding:2rem;width:100%;max-width:380px}
.mockup-lbl{font-size:11px;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.1em;margin-bottom:1.25rem}
.card-vis{background:linear-gradient(135deg,rgba(255,255,255,.12),rgba(255,255,255,.05));border:1px solid rgba(255,255,255,.2);border-radius:12px;padding:1.5rem 1.75rem;margin-bottom:1.5rem;position:relative;overflow:hidden}
.card-vis::before{content:'';position:absolute;top:-20px;right:-20px;width:100px;height:100px;border-radius:50%;background:rgba(0,145,90,.3)}
.card-chip{width:34px;height:24px;background:linear-gradient(135deg,#d4a017,#f0c040);border-radius:4px;margin-bottom:1rem}
.card-num{font-size:13px;letter-spacing:.22em;color:rgba(255,255,255,.8);margin-bottom:1rem;font-family:monospace}
.card-bot{display:flex;justify-content:space-between;align-items:flex-end}
.card-holder{font-size:12px;color:rgba(255,255,255,.7);text-transform:uppercase;letter-spacing:.1em}
.card-exp{font-size:10px;color:rgba(255,255,255,.5);margin-top:2px}
.card-brand{font-size:13px;font-weight:800;color:rgba(255,255,255,.9);letter-spacing:-.5px}
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.quick-item{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:var(--r-md);padding:10px 6px;text-align:center;cursor:pointer;transition:var(--ease)}
.quick-item:hover{background:rgba(0,145,90,.25);border-color:rgba(0,145,90,.4)}
.quick-icon{font-size:18px;margin-bottom:4px}
.quick-lbl{font-size:10px;color:rgba(255,255,255,.6)}

/* TICKER */
.ticker{background:var(--green-dark);padding:9px 0;overflow:hidden;white-space:nowrap;border-top:1px solid rgba(255,255,255,.1)}
.ticker-inner{display:inline-block;animation:ticker 35s linear infinite;font-size:12.5px;font-weight:500;color:rgba(255,255,255,.82)}
.ticker-item{margin:0 2.5rem}
.ticker-item strong{color:#7ee8b0}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* LAYOUT */
.container{max-width:1320px;margin:0 auto;padding:0 2rem}
section{padding:5rem 0}
.section-eye{font-size:11.5px;font-weight:700;color:var(--green-dark);text-transform:uppercase;letter-spacing:.14em;margin-bottom:.75rem;display:flex;align-items:center;gap:8px}
.section-eye::before{content:'';width:20px;height:2px;background:var(--green-dark);display:inline-block}
.section-title{font-size:clamp(24px,2.8vw,36px);font-weight:800;color:var(--g800);line-height:1.2;margin-bottom:1rem;letter-spacing:-.3px}
.section-sub{font-size:16px;color:var(--g500);line-height:1.7;max-width:540px}
.text-center{text-align:center}
.text-center .section-eye{justify-content:center}
.text-center .section-sub{margin:0 auto}
.flex-between{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem}

/* SERVICES */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;margin-top:3rem}
.svc-card{padding:2rem 1.5rem;border:1px solid var(--g200);border-radius:var(--r-lg);background:#fff;transition:var(--ease);cursor:pointer;position:relative;overflow:hidden}
.svc-card::after{content:'';position:absolute;bottom:0;left:0;right:0;height:3px;background:var(--green-dark);transform:scaleX(0);transition:transform .25s}
.svc-card:hover{box-shadow:var(--sh-md);transform:translateY(-3px)}
.svc-card:hover::after{transform:scaleX(1)}
.svc-icon{width:54px;height:54px;border-radius:var(--r-md);background:var(--green-light);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:1.25rem}
.svc-card h3{font-size:15px;font-weight:700;color:var(--g800);margin-bottom:.5rem}
.svc-card p{font-size:13px;color:var(--g500);line-height:1.6;margin-bottom:1rem}
.svc-link{font-size:13px;font-weight:600;color:var(--green-dark);display:flex;align-items:center;gap:4px}
.svc-link::after{content:'→';transition:transform .2s}
.svc-card:hover .svc-link::after{transform:translateX(4px)}

/* PRODUCTS */
.bg-gray{background:var(--g50)}
.tabs-bar{border-bottom:2px solid var(--g200);margin-bottom:2.5rem;display:flex;gap:0}
.tab-btn{padding:12px 22px;font-size:14px;font-weight:600;color:var(--g500);cursor:pointer;background:none;border:none;border-bottom:3px solid transparent;margin-bottom:-2px;transition:var(--ease)}
.tab-btn.active,.tab-btn:hover{color:var(--green-dark);border-bottom-color:var(--green-dark)}
.products-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.prod-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:2rem;transition:var(--ease);position:relative;overflow:hidden}
.prod-card:hover{box-shadow:var(--sh-md);transform:translateY(-2px)}
.prod-card.featured{border-color:var(--green-dark);border-width:2px}
.feat-tag{position:absolute;top:0;right:0;background:var(--green-dark);color:#fff;font-size:10.5px;font-weight:700;padding:4px 12px;border-radius:0 var(--r-lg) 0 var(--r-lg);text-transform:uppercase;letter-spacing:.06em}
.prod-icon{width:48px;height:48px;border-radius:var(--r-md);background:var(--green-light);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:1.25rem}
.prod-card h3{font-size:17px;font-weight:700;color:var(--g800);margin-bottom:.5rem}
.prod-card>p{font-size:13.5px;color:var(--g500);line-height:1.6;margin-bottom:1.25rem}
.prod-price{font-size:24px;font-weight:800;color:var(--g800);margin-bottom:4px}
.prod-price sub{font-size:13px;color:var(--g400);font-weight:400}
.prod-features{list-style:none;margin-bottom:1.5rem}
.prod-features li{font-size:13px;color:var(--g600);padding:5px 0;display:flex;align-items:flex-start;gap:9px;border-bottom:1px solid var(--g100)}
.prod-features li:last-child{border-bottom:none}
.prod-features li::before{content:'✓';color:var(--green-dark);font-weight:700;flex-shrink:0;margin-top:1px}

/* RATES */
.bg-navy{background:var(--navy)}
.rates-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:3rem;border-radius:var(--r-lg);overflow:hidden;border:1px solid rgba(255,255,255,.08)}
.rate-card{padding:2.5rem 2rem;text-align:center;border-right:1px solid rgba(255,255,255,.07);background:rgba(255,255,255,.03);transition:var(--ease)}
.rate-card:last-child{border-right:none}
.rate-card:hover{background:rgba(255,255,255,.07)}
.rate-lbl{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:rgba(255,255,255,.38);margin-bottom:1rem}
.rate-val{font-size:44px;font-weight:800;color:#7ee8b0;line-height:1;font-family:var(--serif)}
.rate-val sup{font-size:20px}
.rate-name{font-size:15px;color:rgba(255,255,255,.85);font-weight:600;margin:.75rem 0 .4rem}
.rate-note{font-size:11.5px;color:rgba(255,255,255,.35)}

/* SIMULATOR */
.sim-wrap{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}
.sim-form{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:2.5rem}
.sim-form h3{font-size:18px;font-weight:700;color:var(--g800);margin-bottom:1.75rem;padding-bottom:1rem;border-bottom:1px solid var(--g100)}
.sim-result{background:var(--green-dark);border-radius:var(--r-lg);padding:2.5rem;color:#fff;position:sticky;top:100px}
.sim-result h3{font-size:13px;color:rgba(255,255,255,.55);margin-bottom:1.5rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em}
.sim-amount{font-size:48px;font-weight:800;color:#fff;line-height:1;font-family:var(--serif)}
.sim-amount-sub{font-size:13px;color:rgba(255,255,255,.5);margin:.5rem 0 2rem}
.sim-rows{border-top:1px solid rgba(255,255,255,.12);padding-top:1.25rem}
.sim-row{display:flex;justify-content:space-between;padding:7px 0;font-size:13.5px}
.sim-row span:first-child{color:rgba(255,255,255,.52)}
.sim-row span:last-child{color:#fff;font-weight:600}
.sim-accent{color:#7ee8b0!important}

/* FORMS */
.form-group{margin-bottom:1.25rem}
.form-group label{display:block;font-size:13px;font-weight:600;color:var(--g700);margin-bottom:6px;letter-spacing:.01em}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:11px 14px;border:1.5px solid var(--g200);border-radius:var(--r-md);font-size:14px;color:var(--g800);background:var(--white);font-family:var(--font);transition:var(--ease)}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--green-dark);box-shadow:0 0 0 3px rgba(0,107,63,.1)}
.form-group input.is-invalid,.form-group select.is-invalid{border-color:var(--red)}
.field-error{font-size:12px;color:var(--red);margin-top:4px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.form-group textarea{resize:vertical;min-height:120px}
.range-inp{width:100%;accent-color:var(--green-dark);height:4px;cursor:pointer}
.range-labels{display:flex;justify-content:space-between;font-size:11.5px;color:var(--g400);margin-top:5px}
.check-group{display:flex;align-items:flex-start;gap:10px;margin-bottom:1rem}
.check-group input[type=checkbox]{margin-top:2px;accent-color:var(--green-dark);flex-shrink:0}
.check-group label{font-size:13px;color:var(--g600);line-height:1.5}
.divider{display:flex;align-items:center;gap:12px;margin:1.5rem 0}
.divider hr{flex:1;border:none;border-top:1px solid var(--g200)}
.divider span{font-size:12px;color:var(--g400)}

/* TESTIMONIALS */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.testi-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:2rem;transition:var(--ease)}
.testi-card:hover{box-shadow:var(--sh-md)}
.testi-stars{color:#f59e0b;font-size:14px;letter-spacing:2px;margin-bottom:1rem}
.testi-text{font-size:14.5px;color:var(--g600);line-height:1.7;margin-bottom:1.5rem;font-style:italic}
.testi-author{display:flex;align-items:center;gap:12px}
.testi-av{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;color:#fff;flex-shrink:0}
.testi-name{font-size:14px;font-weight:700;color:var(--g800)}
.testi-info{font-size:12px;color:var(--g400)}

/* TRUST */
.bg-green-light{background:var(--green-light)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;margin-top:3rem}
.trust-item{text-align:center}
.trust-num{font-size:36px;font-weight:800;color:var(--green-dark);font-family:var(--serif);margin-bottom:.4rem}
.trust-item h4{font-size:15px;font-weight:700;color:var(--g800);margin-bottom:.4rem}
.trust-item p{font-size:13px;color:var(--g500);line-height:1.6}

/* NEWS */
.news-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:1.5rem;margin-top:3rem}
.news-card{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--g200);background:#fff;transition:var(--ease);cursor:pointer}
.news-card:hover{box-shadow:var(--sh-md);transform:translateY(-2px)}
.news-thumb{height:200px;display:flex;align-items:center;justify-content:center;font-size:56px}
.news-thumb.lg{height:260px}
.news-body{padding:1.25rem 1.5rem}
.news-cat{font-size:10.5px;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--green-dark);margin-bottom:.5rem}
.news-card h3{font-size:15px;font-weight:700;color:var(--g800);line-height:1.45;margin-bottom:.5rem}
.news-date{font-size:12px;color:var(--g400)}

/* ALERTS */
.alert{border-radius:var(--r-md);padding:12px 16px;font-size:13.5px;margin-bottom:1rem;display:flex;align-items:flex-start;gap:10px;border-left:4px solid}
.alert-success{background:#f0fdf4;border-color:var(--green);color:#166534}
.alert-info{background:#eff6ff;border-color:var(--blue);color:#1e40af}
.alert-danger{background:#fef2f2;border-color:var(--red);color:#991b1b}
.alert-warning{background:#fffbeb;border-color:#f59e0b;color:#92400e}

/* BADGES */
.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:11px;font-weight:700;letter-spacing:.03em}
.badge-green{background:var(--green-light);color:var(--green-dark)}
.badge-navy{background:var(--navy);color:#fff}
.badge-red{background:#fef2f2;color:var(--red)}
.badge-gold{background:#fffbeb;color:var(--gold)}
.badge-gray{background:var(--g100);color:var(--g600)}

/* AUTH */
.auth-layout{min-height:100vh;background:var(--g50);display:flex}
.auth-panel{width:480px;background:var(--green-dark);color:#fff;padding:3.5rem;display:flex;flex-direction:column;flex-shrink:0}
.auth-panel .logo{color:#fff;margin-bottom:2.5rem}
.auth-panel .logo span{color:#7ee8b0}
.auth-panel .logo-box{background:rgba(255,255,255,.15)}
.auth-form-wrap{flex:1;padding:3rem;display:flex;align-items:center;justify-content:center;overflow-y:auto}
.auth-box{width:100%;max-width:460px}
.auth-box h2{font-size:28px;font-weight:800;color:var(--g800);margin-bottom:.5rem;letter-spacing:-.3px}
.auth-box>p{font-size:14px;color:var(--g500);margin-bottom:2rem}
.auth-feat{display:flex;gap:14px;margin-bottom:1.5rem}
.auth-feat-icon{width:42px;height:42px;border-radius:var(--r-md);background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.auth-feat h4{font-size:14px;font-weight:700;color:#fff;margin-bottom:3px}
.auth-feat p{font-size:12.5px;color:rgba(255,255,255,.52);line-height:1.5}
.steps-row{display:flex;align-items:center;gap:8px;margin-bottom:2rem}
.step-dot{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;border:2px solid var(--g200);color:var(--g400)}
.step-dot.done{background:var(--green-dark);border-color:var(--green-dark);color:#fff}
.step-dot.active{border-color:var(--green-dark);color:var(--green-dark)}
.step-line{flex:1;height:2px;background:var(--g200);max-width:40px}
.step-line.done{background:var(--green-dark)}
.prog-bar{background:rgba(255,255,255,.15);border-radius:999px;height:4px;margin-top:8px}
.prog-fill{height:100%;border-radius:999px;background:#7ee8b0;transition:width .4s}
.link-green{color:var(--green-dark);font-weight:600}
.link-green:hover{text-decoration:underline}
.link-white{color:#7ee8b0;font-weight:600}
.link-white:hover{text-decoration:underline}

/* DASHBOARD */
.dash-wrapper{display:flex;min-height:100vh;background:var(--g50)}
.dash-sidebar{width:260px;flex-shrink:0;background:var(--green-dark);position:fixed;height:100vh;overflow-y:auto;z-index:100;display:flex;flex-direction:column}
.dash-logo{padding:1.5rem;border-bottom:1px solid rgba(255,255,255,.1)}
.dash-logo .logo{color:#fff;font-size:19px}
.dash-logo .logo span{color:#7ee8b0}
.dash-logo .logo-box{background:rgba(255,255,255,.15)}
.dash-profile{padding:1.25rem 1.5rem;border-bottom:1px solid rgba(255,255,255,.08);display:flex;align-items:center;gap:10px}
.dash-av{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.2);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;color:#fff;flex-shrink:0}
.dash-pname{font-size:13.5px;font-weight:600;color:#fff}
.dash-pnum{font-size:11px;color:rgba(255,255,255,.42);margin-top:1px}
.dash-nav{padding:1rem 0;flex:1}
.dash-nav-section{padding:.75rem 1.5rem .4rem;font-size:10px;font-weight:700;color:rgba(255,255,255,.28);text-transform:uppercase;letter-spacing:.14em}
.dash-link{display:flex;align-items:center;gap:11px;padding:10px 1.5rem;font-size:13.5px;color:rgba(255,255,255,.62);cursor:pointer;transition:var(--ease);border-left:3px solid transparent;text-decoration:none}
.dash-link:hover{color:#fff;background:rgba(255,255,255,.06)}
.dash-link.active{color:#fff;background:rgba(255,255,255,.1);border-left-color:#7ee8b0}
.dash-link-icon{font-size:16px;width:20px;text-align:center;flex-shrink:0}
.dash-badge{margin-left:auto;background:#dc2626;color:#fff;font-size:10px;font-weight:700;padding:1px 6px;border-radius:999px}
.dash-main{margin-left:260px;flex:1;padding:2.5rem;min-width:0}
.dash-topbar{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:2rem}
.dash-topbar h1{font-size:22px;font-weight:800;color:var(--g800);letter-spacing:-.3px}
.dash-topbar p{font-size:13.5px;color:var(--g500);margin-top:3px}
.acc-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-bottom:2rem}
.acc-card{border-radius:var(--r-lg);padding:1.5rem;color:#fff;cursor:pointer;transition:var(--ease);position:relative;overflow:hidden}
.acc-card:hover{transform:translateY(-2px);box-shadow:var(--sh-lg)}
.acc-card.c1{background:linear-gradient(135deg,var(--green-dark),#004d2c)}
.acc-card.c2{background:linear-gradient(135deg,#1a3a5c,#0d2840)}
.acc-card.c3{background:linear-gradient(135deg,#3b1f6e,#2d1854)}
.acc-card.c4{background:linear-gradient(135deg,#7c3a1e,#5c2a14)}
.acc-type{font-size:10.5px;color:rgba(255,255,255,.52);text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}
.acc-name{font-size:14px;font-weight:600;color:rgba(255,255,255,.9);margin-bottom:1rem}
.acc-bal{font-size:28px;font-weight:800;color:#fff;font-family:var(--serif)}
.acc-sub{font-size:12px;color:rgba(255,255,255,.42);margin-top:4px}
.acc-iban{font-size:10.5px;color:rgba(255,255,255,.28);margin-top:1.25rem;font-family:monospace;word-break:break-all}
.dash-grid{display:grid;grid-template-columns:1fr 360px;gap:1.5rem}
.dash-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);overflow:hidden}
.dash-card-head{padding:1.25rem 1.5rem;border-bottom:1px solid var(--g100);display:flex;justify-content:space-between;align-items:center}
.dash-card-head h3{font-size:15px;font-weight:700;color:var(--g800)}
.txn-row{display:flex;align-items:center;gap:14px;padding:13px 1.5rem;border-bottom:1px solid var(--g50);transition:var(--ease)}
.txn-row:last-child{border-bottom:none}
.txn-row:hover{background:var(--g50)}
.txn-icon{width:40px;height:40px;border-radius:var(--r-md);background:var(--g100);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}
.txn-info{flex:1;min-width:0}
.txn-name{font-size:14px;font-weight:600;color:var(--g800);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.txn-date{font-size:12px;color:var(--g400);margin-top:2px}
.txn-cat{display:inline-block;font-size:10.5px;background:var(--g100);color:var(--g500);padding:2px 8px;border-radius:999px;margin-top:3px}
.txn-amt{font-size:15px;font-weight:700;white-space:nowrap}
.txn-amt.credit{color:var(--green-dark)}
.txn-amt.debit{color:var(--g800)}
.notif-row{display:flex;gap:12px;padding:13px 1.5rem;border-bottom:1px solid var(--g50)}
.notif-row:last-child{border-bottom:none}
.notif-dot{width:8px;height:8px;border-radius:50%;background:var(--green);flex-shrink:0;margin-top:5px}
.notif-dot.read{background:var(--g300)}
.notif-text{font-size:13px;color:var(--g600);line-height:1.5}
.notif-time{font-size:11px;color:var(--g400);margin-top:2px}
.nb-wrap{position:relative;cursor:pointer}
.nb-count{position:absolute;top:-4px;right:-6px;background:#dc2626;color:#fff;font-size:9px;font-weight:700;width:16px;height:16px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.contacts-scroll{display:flex;gap:12px;overflow-x:auto;padding:1.25rem 1.5rem .75rem}
.c-pill{display:flex;flex-direction:column;align-items:center;gap:5px;cursor:pointer;flex-shrink:0}
.c-av{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:14px;color:#fff}
.c-lbl{font-size:11px;color:var(--g500);white-space:nowrap}

/* PRICING */
.pricing-hero{background:var(--green-dark);color:#fff;padding:5rem 0 4rem;text-align:center}
.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.prc-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:2.5rem 2rem;transition:var(--ease)}
.prc-card.popular{border-color:var(--green-dark);border-width:2px;box-shadow:0 8px 32px rgba(0,107,63,.12);transform:translateY(-8px)}
.pop-lbl{background:var(--green-dark);color:#fff;text-align:center;font-size:12px;font-weight:700;padding:6px;letter-spacing:.05em;margin:-2.5rem -2rem 2rem;border-radius:var(--r-lg) var(--r-lg) 0 0;text-transform:uppercase}
.plan-name{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--g500);margin-bottom:.5rem}
.plan-price{font-size:44px;font-weight:800;color:var(--g800);font-family:var(--serif);line-height:1;margin-bottom:.4rem}
.plan-price sup{font-size:20px;vertical-align:super}
.plan-price sub{font-size:14px;color:var(--g400);font-weight:400;font-family:var(--font)}
.plan-desc{font-size:13.5px;color:var(--g500);line-height:1.6;margin:1rem 0 1.5rem;min-height:52px}
.plan-feats{list-style:none;margin-bottom:2rem}
.plan-feats li{font-size:13.5px;color:var(--g600);padding:7px 0;display:flex;align-items:center;gap:10px;border-bottom:1px solid var(--g100)}
.plan-feats li:last-child{border-bottom:none}
.plan-feats li::before{content:'✓';color:var(--green-dark);font-weight:700;flex-shrink:0}
.plan-feats li.no::before{content:'✗';color:var(--g300)}
.plan-feats li.no{color:var(--g400)}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}
.ch-item{display:flex;gap:16px;padding:1.25rem;border:1px solid var(--g200);border-radius:var(--r-lg);margin-bottom:1rem;transition:var(--ease)}
.ch-item:hover{border-color:var(--green-dark);box-shadow:var(--sh-sm)}
.ch-icon{width:48px;height:48px;border-radius:var(--r-md);background:var(--green-light);display:flex;align-items:center;justify-content:center;font-size:22px;flex-shrink:0}
.ch-title{font-size:15px;font-weight:700;color:var(--g800);margin-bottom:3px}
.ch-detail{font-size:13px;color:var(--g500);line-height:1.5}

/* FAQ */
.faq-item{border:1px solid var(--g200);border-radius:var(--r-md);margin-bottom:.75rem;overflow:hidden}
.faq-q{padding:1.1rem 1.5rem;font-size:14.5px;font-weight:600;color:var(--g800);cursor:pointer;display:flex;justify-content:space-between;align-items:center;background:#fff;transition:var(--ease);user-select:none}
.faq-q:hover{background:var(--g50);color:var(--green-dark)}
.faq-arr{font-size:12px;transition:transform .25s}
.faq-item.open .faq-arr{transform:rotate(180deg)}
.faq-a{padding:0 1.5rem;max-height:0;overflow:hidden;font-size:14px;color:var(--g600);line-height:1.7;transition:max-height .3s ease,padding .25s}
.faq-item.open .faq-a{padding:1rem 1.5rem 1.25rem;max-height:400px}

/* PAGE HERO */
.page-hero{background:var(--g50);border-bottom:1px solid var(--g200);padding:3rem 0}
.page-hero h1{font-size:clamp(26px,3vw,38px);font-weight:800;color:var(--g800);margin-bottom:.75rem;letter-spacing:-.3px}
.page-hero p{font-size:16px;color:var(--g500);max-width:560px;line-height:1.7}

/* BREADCRUMB */
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--g400);margin-bottom:1.5rem}
.breadcrumb a{color:var(--green-dark)}
.breadcrumb a:hover{text-decoration:underline}
.bc-sep{font-size:10px}

/* VALUES / ABOUT */
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:3rem}
.val-card{padding:2rem;border:1px solid var(--g200);border-radius:var(--r-lg);background:#fff}
.val-icon{font-size:36px;margin-bottom:1rem}
.val-card h3{font-size:17px;font-weight:700;color:var(--g800);margin-bottom:.5rem}
.val-card p{font-size:13.5px;color:var(--g500);line-height:1.65}
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;margin-top:3rem}
.team-card{text-align:center}
.team-av{width:80px;height:80px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:30px;margin:0 auto 1rem}
.team-name{font-size:15px;font-weight:700;color:var(--g800)}
.team-role{font-size:13px;color:var(--g500);margin-top:2px}
.timeline{position:relative;padding-left:2.5rem}
.timeline::before{content:'';position:absolute;left:9px;top:0;bottom:0;width:2px;background:var(--green-light)}
.tl-item{position:relative;margin-bottom:2.5rem}
.tl-dot{position:absolute;left:-2.5rem;top:4px;width:16px;height:16px;border-radius:50%;background:var(--green-dark);border:3px solid var(--green-light)}
.tl-year{font-size:12px;font-weight:700;color:var(--green-dark);text-transform:uppercase;letter-spacing:.1em;margin-bottom:4px}
.tl-title{font-size:15px;font-weight:700;color:var(--g800);margin-bottom:4px}
.tl-text{font-size:13.5px;color:var(--g500);line-height:1.6}

/* AGENCES */
.agences-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2rem}
.agence-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:1.5rem;transition:var(--ease)}
.agence-card:hover{box-shadow:var(--sh-md);border-color:var(--green-dark)}
.agence-city{font-size:16px;font-weight:700;color:var(--g800);margin-bottom:.25rem}
.agence-addr{font-size:13px;color:var(--g500);margin-bottom:.75rem}
.agence-hours{font-size:12.5px;color:var(--green-dark);font-weight:600}
.map-placeholder{background:var(--g100);border:1px solid var(--g200);border-radius:var(--r-lg);height:400px;display:flex;align-items:center;justify-content:center;font-size:48px;flex-direction:column;gap:1rem;color:var(--g400)}

/* FOOTER */
.footer-main{background:var(--navy);color:#fff;padding:4.5rem 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-brand .logo{color:#fff;font-size:20px;margin-bottom:1rem}
.footer-brand .logo span{color:#7ee8b0}
.footer-brand .logo-box{background:rgba(255,255,255,.12)}
.footer-brand p{font-size:13.5px;color:rgba(255,255,255,.42);line-height:1.7;max-width:240px;margin-bottom:1.5rem}
.footer-col h4{font-size:12px;font-weight:700;color:rgba(255,255,255,.32);text-transform:uppercase;letter-spacing:.12em;margin-bottom:1.25rem}
.footer-col a{display:block;font-size:13.5px;color:rgba(255,255,255,.58);margin-bottom:9px;transition:var(--ease)}
.footer-col a:hover{color:#fff;padding-left:4px}
.footer-social{display:flex;gap:8px}
.soc-btn{width:36px;height:36px;border:1px solid rgba(255,255,255,.14);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;cursor:pointer;transition:var(--ease)}
.soc-btn:hover{background:var(--green-dark);border-color:var(--green-dark)}
.footer-bottom{border-top:1px solid rgba(255,255,255,.07);padding:1.5rem 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.footer-bottom p{font-size:12px;color:rgba(255,255,255,.28)}
.footer-badges{display:flex;gap:8px;flex-wrap:wrap}
.f-badge{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:3px;padding:3px 9px;font-size:11px;color:rgba(255,255,255,.38)}
.footer-legal{display:flex;gap:1.5rem;flex-wrap:wrap}
.footer-legal a{font-size:12px;color:rgba(255,255,255,.32)}
.footer-legal a:hover{color:rgba(255,255,255,.7)}

/* TABLE */
table{width:100%;border-collapse:collapse;font-size:14px}
thead th{padding:13px 20px;text-align:left;font-weight:700;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--g500);background:var(--g50);border-bottom:2px solid var(--g200)}
tbody td{padding:13px 20px;color:var(--g600);border-bottom:1px solid var(--g100)}
tbody tr:hover td{background:var(--g50)}
tbody tr:last-child td{border-bottom:none}

/* UTILITIES */
.mt-1{margin-top:.5rem}.mt-2{margin-top:1rem}.mt-3{margin-top:1.5rem}.mt-4{margin-top:2rem}
.mb-1{margin-bottom:.5rem}.mb-2{margin-bottom:1rem}.mb-3{margin-bottom:1.5rem}
.gap-1{gap:.5rem}.gap-2{gap:1rem}
.p-card{background:#fff;border:1px solid var(--g200);border-radius:var(--r-lg);padding:2rem}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}
.grid-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1.5rem}
.grid-4{display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:1.5rem}
.infobox{background:var(--green-light);border:1px solid rgba(0,107,63,.2);border-radius:var(--r-md);padding:1.25rem 1.5rem;font-size:13.5px;color:var(--green-dark)}
.emergency-box{background:var(--navy);border-radius:var(--r-lg);padding:2rem;color:#fff}
.emergency-box .title{font-size:13px;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.1em;margin-bottom:.5rem}
.emergency-box .number{font-size:28px;font-weight:800;margin-bottom:.25rem}
.emergency-box p{font-size:13px;color:rgba(255,255,255,.55)}


/* ============================================================
   MOBILE NAV — Hamburger
   ============================================================ */
.nav-hamburger {
  display:none;
  flex-direction:column;
  justify-content:space-between;
  width:26px;height:20px;
  cursor:pointer;margin-left:auto;padding:0;
  background:none;border:none;
}
.nav-hamburger span {
  display:block;height:2.5px;background:var(--g700);
  border-radius:2px;transition:all .28s ease;
}
.nav-hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,6px)}
.nav-hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}
.nav-hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-6px)}

.mobile-nav-overlay {
  display:none;position:fixed;inset:0;background:rgba(0,0,0,.45);
  z-index:998;opacity:0;transition:opacity .25s;
}
.mobile-nav-overlay.open{display:block;opacity:1}

.mobile-nav-drawer {
  position:fixed;top:0;right:-320px;width:300px;max-width:88vw;
  height:100vh;background:#fff;z-index:999;
  overflow-y:auto;transition:right .3s cubic-bezier(.4,0,.2,1);
  box-shadow:-4px 0 24px rgba(0,0,0,.15);
  display:flex;flex-direction:column;
}
.mobile-nav-drawer.open{right:0}
.mob-nav-head {
  display:flex;align-items:center;justify-content:space-between;
  padding:1.1rem 1.25rem;border-bottom:1px solid var(--g100);
  background:var(--green-dark);
}
.mob-nav-logo{display:flex;align-items:center;gap:8px;color:#fff;font-size:16px;font-weight:800}
.mob-nav-logo .logo-box{background:rgba(255,255,255,.2);width:28px;height:28px;font-size:12px}
.mob-nav-close{background:none;border:none;color:#fff;font-size:22px;cursor:pointer;padding:0;line-height:1}
.mob-nav-body{flex:1;padding:.75rem 0;overflow-y:auto}
.mob-nav-section{font-size:9.5px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--g400);padding:.6rem 1.25rem .2rem}
.mob-nav-link{display:flex;align-items:center;gap:10px;padding:.75rem 1.25rem;font-size:14px;font-weight:500;color:var(--g700);border-bottom:1px solid var(--g50);transition:var(--ease)}
.mob-nav-link:hover,.mob-nav-link.active{color:var(--green-dark);background:var(--green-light)}
.mob-nav-group{}
.mob-nav-group-title{display:flex;align-items:center;justify-content:space-between;padding:.75rem 1.25rem;font-size:14px;font-weight:600;color:var(--g800);cursor:pointer;border-bottom:1px solid var(--g50)}
.mob-nav-group-title .arr{font-size:10px;transition:transform .25s;color:var(--g400)}
.mob-nav-group.open .arr{transform:rotate(180deg)}
.mob-nav-sub{display:none;background:var(--g50)}
.mob-nav-group.open .mob-nav-sub{display:block}
.mob-nav-sub a{display:flex;align-items:center;gap:9px;padding:.65rem 1.5rem;font-size:13px;color:var(--g600);border-bottom:1px solid var(--g100)}
.mob-nav-sub a:hover{color:var(--green-dark);background:var(--green-light)}
.mob-nav-footer{padding:1.25rem;border-top:1px solid var(--g100);display:flex;flex-direction:column;gap:.6rem}

/* ============================================================
   DASHBOARD MOBILE
   ============================================================ */
.dash-mobile-topbar {
  display:none;position:sticky;top:0;z-index:200;
  background:#fff;border-bottom:1px solid var(--g200);
  height:58px;padding:0 1rem;
  align-items:center;justify-content:space-between;
  box-shadow:0 1px 6px rgba(0,0,0,.07);
}
.dash-mob-logo{display:flex;align-items:center;gap:8px;font-size:15px;font-weight:700;color:var(--navy)}
.dash-mob-logo .logo-box{width:28px;height:28px;font-size:12px;background:var(--green-dark);border-radius:6px;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800}
.dash-mob-title{font-size:14px;font-weight:700;color:var(--navy)}
.dash-mob-right{display:flex;align-items:center;gap:8px}

.dash-bottom-nav {
  display:none;position:fixed;bottom:0;left:0;right:0;z-index:200;
  background:#fff;border-top:1px solid var(--g200);
  height:62px;padding-bottom:env(safe-area-inset-bottom);
  box-shadow:0 -2px 12px rgba(0,0,0,.07);
}
.dbn-inner{display:grid;grid-template-columns:repeat(5,1fr);height:100%}
.dbn-item{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;font-size:9.5px;font-weight:600;color:var(--g400);text-decoration:none;transition:var(--ease);position:relative;background:none;border:none;cursor:pointer;padding:0}
.dbn-item.active{color:var(--green-dark)}
.dbn-icon{font-size:20px;line-height:1}
.dbn-item.active .dbn-icon{transform:translateY(-1px)}
.dbn-badge{position:absolute;top:6px;right:calc(50% - 18px);min-width:14px;height:14px;background:var(--red);color:#fff;font-size:8px;font-weight:700;border-radius:999px;display:flex;align-items:center;justify-content:center;padding:0 3px;border:2px solid #fff}

/* Mobile drawer sidebar for dashboard */
.dash-sidebar-overlay{display:none;position:fixed;inset:0;background:rgba(0,0,0,.4);z-index:300}
.dash-sidebar-overlay.open{display:block}

/* ============================================================
   RESPONSIVE — TABLET (max-width: 1024px)
   ============================================================ */
@media(max-width:1024px){
  .hero{grid-template-columns:1fr;min-height:auto}
  .hero-right{display:none}
  .hero-left{padding:3.5rem 2rem}
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .team-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr 1fr;gap:2rem}
  .news-grid{grid-template-columns:1fr 1fr}
  .rates-grid{grid-template-columns:repeat(2,1fr)}
  .topbar-links{display:none}

  /* Dashboard tablet */
  .dash-sidebar{display:none}
  .dash-main{margin-left:0;padding:1.5rem}
  .acc-row{grid-template-columns:repeat(2,1fr)}
  .dash-grid{grid-template-columns:1fr}
}

/* ============================================================
   RESPONSIVE — MOBILE (max-width: 768px)
   ============================================================ */
@media(max-width:768px){
  /* Global */
  .container{padding:0 1rem}
  section{padding:3rem 0}
  .topbar{display:none}

  /* Navbar */
  .nav-inner{padding:0 1rem;height:60px}
  .nav-menu{display:none}
  .nav-actions{display:none}
  .nav-hamburger{display:flex}

  /* Hero */
  .hero{grid-template-columns:1fr;min-height:auto}
  .hero-right{display:none}
  .hero-left{padding:2.5rem 1.25rem}
  .hero h1{font-size:28px}
  .hero-sub{font-size:15px;margin-bottom:1.75rem}
  .hero-btns{gap:8px}
  .hero-btns .btn{flex:1;text-align:center;padding:11px 14px;font-size:13.5px}
  .hero-stats{flex-direction:column;gap:1.25rem;margin-top:2rem;padding-top:1.5rem}
  .stat-num{font-size:22px}

  /* Grids → 1 colonne */
  .services-grid{grid-template-columns:1fr 1fr;gap:1rem}
  .products-grid,.pricing-grid,.testi-grid,.trust-grid,.values-grid,.agences-grid{grid-template-columns:1fr}
  .team-grid{grid-template-columns:repeat(2,1fr);gap:1rem}
  .news-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr;gap:2rem}
  .rates-grid{grid-template-columns:1fr 1fr}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}

  /* Sections */
  .section-title{font-size:22px}
  .section-sub{font-size:14px}

  /* Auth */
  .auth-layout{flex-direction:column}
  .auth-panel{display:none}
  .auth-form-wrap{padding:1.5rem 1rem}
  .auth-box h2{font-size:22px}

  /* Simulator */
  .sim-wrap{grid-template-columns:1fr;gap:1.5rem}
  .sim-result{position:static}

  /* Footer */
  .footer-grid{grid-template-columns:1fr 1fr;gap:1.5rem}
  .footer-bottom{flex-direction:column;text-align:center;gap:8px}
  .footer-legal{justify-content:center}
  .footer-badges{justify-content:center}

  /* Products pricing */
  .prc-card.popular{transform:none}

  /* Table → stack */
  .table-responsive thead{display:none}
  .table-responsive tr{display:flex;flex-direction:column;border:1px solid var(--g200);border-radius:8px;margin-bottom:.75rem;padding:.75rem;background:#fff}
  .table-responsive td{display:flex;justify-content:space-between;align-items:center;padding:5px 0;border:none;font-size:13px}
  .table-responsive td::before{content:attr(data-label);font-size:11px;font-weight:700;color:var(--g400);text-transform:uppercase;letter-spacing:.04em;flex-shrink:0;margin-right:8px}

  /* Dashboard */
  .dash-mobile-topbar{display:flex}
  .dash-bottom-nav{display:block}
  .dash-sidebar{display:none}
  .dash-wrapper{padding-top:58px;padding-bottom:62px}
  .dash-main{margin-left:0;padding:1rem}
  .acc-row{grid-template-columns:1fr}
  .acc-bal{font-size:22px}
  .dash-grid{grid-template-columns:1fr}
  .dash-topbar{display:none}

  /* Quick actions dashboard */
  .dash-quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:.6rem;margin-bottom:1.25rem}
  .dq-btn{display:flex;flex-direction:column;align-items:center;gap:5px;background:#fff;border:1px solid var(--g200);border-radius:10px;padding:.75rem .5rem;text-decoration:none;transition:var(--ease)}
  .dq-btn:active{background:var(--green-light)}
  .dq-icon{font-size:22px}
  .dq-label{font-size:10px;font-weight:600;color:var(--g600);text-align:center}
}

/* ============================================================
   RESPONSIVE — SMALL MOBILE (max-width: 480px)
   ============================================================ */
@media(max-width:480px){
  .hero h1{font-size:24px}
  .hero-btns{flex-direction:column}
  .hero-btns .btn{width:100%}
  .services-grid{grid-template-columns:1fr}
  .team-grid{grid-template-columns:1fr}
  .rates-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .nav-inner{height:56px}
  .logo{font-size:17px}
  .logo-box{width:30px;height:30px;font-size:13px}
  .acc-bal{font-size:20px}
  .dash-main{padding:.75rem}
}